Considering a Reverse Mortgage?

There are a lot of people selling reverse mortgages these days, and not all of them will deliver honest answers to your questions. In this competitive environment, deciding on the best lender to work with is an inmportant part of making the right decision about a reverse mortgage.

Here are a few things to think about before you make your decision:

• Are you working with an independent broker or a professional banker?
  CenturyPoint is a division of an FDIC-insured national bank. We do reverse mortgages nationwide with our own bank employees, not 3rd party brokers.
• A direct lender can offer a better value.
  CenturyPoint is a direct lender. We close loans in our name, so we can offer you the best deal on your reverse mortgage. A broker will shop your loan and may place it with the bank that offers the largest commission, which might not be the best deal for you.
• Does the lender have extensive experience with Reverse Mortgages?
  Ask your lender how long they have been doing reverse mortgages, and don't work with anyone who doesn't know the business thoroughly. At CenturyPoint Mortgage, our Reverse Mortgage Specialists have years of experience with reverse mortgages.
• Dedicated professioanls can help you make an informed reverse mortgage decision.
  Does your lender relate to your situation? CenturyPoint Mortgage has professionals who are over 55. They understand the issues and concerns that are on the minds of older homeowners, and they help borrowers find a financing solution that fits. We call this approach SENIOR-to-SENIOR lending.
• Are you getting the attendion you deserve?
  Personal attention sets CenturyPoint apart. We listen to your needs, and help you decide whether a reverse mortgage is right for you. We're not afraid to tell you if a reverse mortgage is not the best solution, because our first priority is meeting our client's personal goals.